Terms and Conditions

Last updated: December 15, 2024

1. Agreement to Terms

By accessing and using Balances ("Service"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

2. Description of Service

Balances is a financial management platform that helps small businesses manage their books at lightspeed. The service includes tools for tracking income, expenses, generating reports, and maintaining accurate financial records.

3. User Accounts

When you create an account with us, you must provide information that is accurate, complete, and current at all times. You are responsible for safeguarding the password and for maintaining the confidentiality of your account.

4. Subscription and Billing

Some parts of the Service are billed on a subscription basis. You will be billed in advance on a recurring and periodic basis. Billing cycles are set on a monthly or annual basis, depending on the subscription plan you select.

5. Intellectual Property Rights

The Service and its original content, features and functionality are and will remain the exclusive property of Balances and its licensors. The Service is protected by copyright, trademark, and other laws.

6. Data Security and Privacy

We take the security of your financial data seriously. All data is encrypted in transit and at rest. For detailed information about how we collect, use, and protect your information, please review our Privacy Policy.

7. Prohibited Uses

You may not use our Service for any unlawful purpose or to solicit others to perform acts that are illegal. You agree not to use the Service to transmit any material that is defamatory, offensive, or otherwise objectionable.

8. Service Availability

We strive to maintain 99.9% uptime but cannot guarantee uninterrupted access to the Service. We reserve the right to modify or discontinue the Service at any time with reasonable notice.

9. Limitation of Liability

In no event shall Balances be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses.

10. Termination

We may terminate or suspend your account immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

11. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days notice prior to any new terms taking effect.

12. Contact Information

If you have any questions about these Terms and Conditions, please contact us at [email protected].

These terms and conditions are effective as of December 15, 2024.