For Xero users
The Xero alternative
you can talk to.
Balances covers what Xero covers — invoicing, bank feeds, reports, multi-currency — with one difference: you type what you want done, and the agent does it. $20 a month, nothing capped.
14-day free trial. Cancel anytime.
Balances vs. Xero
Balances
Xero
Full-featured plan
$20/month, uncapped.
Xero: Growing, $47/month. The $20 Early plan caps you at 20 invoices and 5 bills a month.
How work gets done
Tell the agent. It invoices, categorizes, reconciles, and shows its work.
Xero: Menus and forms, with AI features arriving gradually.
Multi-currency
$40/month Global plan — invoice, bank, and track FX gains automatically.
Xero: Established plan only, $80/month.
Invoice and bill limits
None, on any plan.
Xero: 20 invoices and 5 bills per month on Early; uncapped from Growing up.
When you need help
Email the team, or put 15 minutes on the founder's calendar.
Xero: Support articles and email queue.
Xero pricing and plan details reflect Xero's published US pricing as of July 2026 and may change. Xero is a trademark of Xero Limited. Balances is not affiliated with or endorsed by Xero.
Say it, don't click it
"Reconcile checking for June." "Send Acme a $3,000 invoice, due in 14 days." "P&L for Q2, by client." The agent executes end-to-end and asks before anything irreversible.
Uncapped from day one
No invoice quotas, no bill limits, no counting transactions toward a tier. The $20 plan is the whole product, with unlimited team members.
Multi-currency at half the price
Invoice in euros, bank in dollars, and see FX gains and losses computed automatically — $40 a month, instead of stepping up to an $80 tier.
Switching is smaller than it looks
Most businesses switch at a month or quarter boundary, bring opening balances and open invoices, and go forward from there. History stays exportable in Xero if you ever need it.
Export your contacts, chart of accounts, and open invoices from Xero as CSV.
Connect your banks via Plaid — or import statements by CSV — and Balances rebuilds your activity.
Want company for the move? We do migrations with you — book 15 minutes with our founder.
Questions
Is Balances a real double-entry accounting system?
Yes: chart of accounts, invoicing, bills, reimbursements, bank feeds via Plaid, reconciliation, and 17 reports on accrual or cash basis, exportable to PDF and Excel.
Can I import my Xero data?
Contacts, chart of accounts, and bank activity come over via CSV and Plaid today. There's no one-click Xero importer yet, so our team does migrations with you — book time with the founder and we'll handle it together.
How does Balances pricing compare to Xero?
Balances Pro is $20 per month, uncapped, with unlimited team members. Xero's $20 Early plan limits you to 20 invoices and 5 bills per month; removing the caps means Growing at $47, and multi-currency means Established at $80 (Xero's published US pricing, July 2026).
Does Balances handle multiple currencies?
Yes. The Global plan ($40/month) supports invoicing and bills in any of 150+ currencies, foreign-currency bank accounts, live exchange rates, and automatic FX gain/loss tracking.
I'm a bookkeeper. Can I run client books in Balances?
Yes — Balances has a firm mode built for managing many sets of books, and clients can be invited into their own workspace at no extra seat cost.
Something else on your mind? Talk to our founder.
Books that listen.
Connect a bank, send an invoice, ask for a P&L in plain English. The trial runs two weeks — enough time to close a month with it.